Frequently Asked Questions
1. Contract preparation if you are not using a Realtor.
2. Title examination on the property you are purchasing.
3. Document preparation related to the transaction.
4. Closing services including disbursement of proceeds.
5. Title insurance services.
If you are working with a Realtor, you should know that your Realtor is an integral part of the transaction. Due to confidentiality requirements we cannot share any of your confidential information with your Realtor without your written permission. However you can share any information with your Realtor as you deem appropriate.
1. We do not order or evaluate termite inspections.
2. We do not order termite treatments.
3. We do not order or evaluate septic tank/waste water treatment plant inspections.
4. We do not order surveys.
5. We do not order or evaluate home inspections.
6. We do not order or evaluate appraisals.
7. We do not order repairs.
Yes. We require a valid driver’s license or other form of government issued identification at closing containing a photo. Please make sure your form of identification has not expired.
Please let us know if there is anything we can do to better accommodate you at Closing.
All Closings handled by this office are conducted by an attorney. If you have a preference for a particular attorney please let us know. Although it may not take this long, you should plan to spend 1.0 to 1.5 hours for the Closing. We want to make sure you understand all documents you are signing and several lenders require us to email executed documents for their review prior to funding the transaction. If we have to get lender approval, we ask that you stay until we receive funding authorization.
You will be given copies of all relevant documents before you leave the Closing. To protect your personal information, many of these documents we do not retain in our file. You should keep your copies of the documents in a safe place.
Execution of documents on your behalf by a person authorized by a power of attorney document are only allowed in specific limited circumstances. If there is a necessity that the closing documents be signed on your behalf by a person authorized by a power of attorney document, please contact this office immediately. Both your Lender and the Title Insurance Underwriter must approve the use of a power of attorney. There are circumstances where a spouse cannot act as the Attorney in Fact.